Looking for the best payout online casinos Canada? Then you’ve come to the right place! 

Here’s where you’ll find our selection of online casinos which offer the very best payout rates, the highest player returns, and the widest selection of withdrawal and banking platforms for Canadian players. 

This page will help you with


JackpotCity New Logo 2022


♠  Top Rated in Canada
♠  Over 700 Games
♠  Payout Rate: 97.84%


Spin Casino


Big VIP Promotions
Over 750 Games
Payout Rate: 95,22%




Plus 100 Free Spins
Over 1300 Games
Payout Rate: 96.89%


Dream Vegas logo


Plus 120 Free Spins
Over 1200 Games
Payout Rate: 95.88%


Royal Panda Online Casino


Ongoing Cashback Offers
Over 1100 Games
Payout Rate: 96.28%




375 Bonus Spins
Over 1300 Games
Payout Rate: 95.21%




200 Bonus Spins
Over 1100 Games
Payout Rate: 97.29%


888 logo 2022


♠ C$88 No Deposit Bonus
Over 1500 Games
Payout Rate: 98.21%




♠ 100 Bonus Spins
Over 700 Games
Payout Rate: 97.37%


JackpotVillage Logo


Plus 30 Free Spins
Over 2000 Games
Payout Rate: 96.19%

How we find the best payout online casinos for players

CASINOenquirer has an extremely thorough, tried and tested process for ranking online casinos in Canada. And while we try to cater to every taste and preference, we know the majority of our readers are interested in one thing: finding the best payout online casinos Canada that offer the highest payout rates.

Experienced players who make withdrawals regularly also want to know they’ll be paid out speedily, and through a channel which is convenient for them. That’s why in addition to our normal process – which involves us using real money to trial the entire customer experience – we also consider a number of other elements for our highest payout casinos.

This includes:

  • Official casino payout rate, verified by a licensed testing agency such as eCOGRA
  • Consideration of welcome bonuses against playthrough requirements    
  • Speed and efficiency of making withdrawals across a variety of platforms 
  • Level of customer service, especially with regards to financial queries
  • Careful attention to any verified player reviews which mention a particularly positive/negative withdrawal experience   

As an unbiased and experienced third party, we’re able to look beyond the gimmicks and hype that many online casinos employ, and find the ones that genuinely deserve a spot on our best payout online casinos list. Ready to play online casinos for real money? Then read on!

Understanding payout rates

Payout rates are also sometimes referred to as payback percentages. You’ll see all the real cash online casinos we list here have payout rates well in the high 90s – but what does that actually mean? And how can you use them to find the top paying online casinos?

What do online casino Payout Rates mean?

Casino payout rates indicate the average return to players either for an entire casino, across all the games they offer. In simple terms, if the payout rate is 95%, then for every CA$100 wagered, the casino pays out CA$95 to players. You’ve probably heard of the house edge – and here’s where it comes into play. That discrepancy between what players put in and what they get out (on average) is how online casinos stay in business and make a profit.   

Casino Payout Rate vs RTP (Return to Player) 

When you look at a particular game offered by an online casino, we tend to talk about the Return to Player (RTP) rather than the payout rate. For example, one online casino might offer an overall payout rate of 98%, but the RTP for each of their slot games and card games will differ. 

It’s important to note that this figure is based on the outcome of tens of thousands of games, or even millions of slot wheel spins. There’s a huge amount of variability in what might happen in a single game. 

If you hit the jackpot on your favourite online slots game, the RTP for that particular game may be many thousands of percent in your favour. However, if you keep playing hundreds and hundreds of games, the average RTP will eventually come back down to around 96% as the effect of the house edge accumulates. 

Interestingly, the average RTP for land-based casino slots is only about 80%, so if slots are your thing, you should definitely be playing at an online casino to make real money!  

So while payout rates or payback percentages are a great guide to selecting the best payout online casinos in Canada, and those with the smallest house edge, anything can happen in a single game. That is, after all, what makes online casino games so exciting – the chance to win really big when you strike it lucky!   

How are Payout Rates calculated? 

You’ve probably read on our site that one of the critical components we consider before recommending a Canadian online casino is that it’s regulated and externally audited. Both the online casinos, and the software providers who design the games, take this seriously – their businesses depend on their customers trusting them to provide an honest, real money online casino experience. 

That’s why they bring in third party auditors to test their games, software, and random number generators (RNGs), and compile reports which are available to the public. These include their verified payout rates. You’ll see all the sites here on Casino Enquirer are backed by eCOGRA – the eCommerce Online Gaming Regulation and Assurance body.  

Among the many, many ways they help keep the online gambling sector fair, they also offer Approved Testing Agencies for sites to verify their payout rates. If you’re serious about playing casino games online for money, then make sure the eCOGRA seal appears in the website’s footer. Alternatively, just check back here, where we’re constantly adding to our list of top online casinos for real money!

How to win the most real money when playing

Now that you’re familiar with payout rates and RTPs, here’s how to actually use them to your advantage!

Firstly, choosing an online casino with a high payout rate is a natural first step, but you might also want to check out which banking platforms they offer for withdrawals. PayPal, for example, offers very speedy transactions, but not all real money online casinos offer it as an option.

The same thing applies if you have a preferred eWallet system. These are also great for fast online casino payouts, but because there are so many new payment wallets coming out all the time, it can be hard for even the best real money online casinos to keep pace.

The second thing to consider is the best choice of real money online casino games and the best odds of winning.

Which online casino games offer the best RTP?

Online slots: 

Anyone who’s spent any time at all looking for online casino games to win real money will know that there are thousands and thousands of different online slots to choose from. This makes calculating an average RTP pretty impractical, but as a rule most modern games employ a very small house edge, and will proudly display their RTP for that version – which in some cases is as high as 99%! Anything over 95% is generally considered acceptable for the latest online slot games, but try for ones above 98% where possible. 

Card and Table games:

It’s pretty well known that Blackjack has the lowest house edge of the table games, which is why it’s such a popular choice among those looking to win real money at online casinos. But its fellow card and table games aren’t actually all that far behind in terms of RTP: 

  1. Blackjack – 99.45%
  2. Baccarat – 98.94%
  3. Craps – 98.64%
  4. Three Card Poker – 98.24%


Roulette is another classic casino game, but which version should you choose? Here’s what the numbers say! 

  1. French Roulette – 98.65%
  2. European Roulette – 97.30%
  3. American Roulette – 94.74%

Well, the French did invent the game after all…

The biggest payouts, faster than anywhere else

For serious players looking for speedy withdrawals, you can’t do better than CASINOenquirer’s hand-selected list of highest payout casinos! If you’re looking for the best real money online casinos in Canada, which pay out on time every time, then you’ll find them all here.

Tips for using the fastest online casinos

No-one likes a company that’s quick to take your money, and then drags its feet paying you out your winnings – and online casinos are no exception. Don’t waste your time and money on online casinos which don’t deliver on their promises. We make the effort to research and score the most legit online casinos in Canada so you don’t have to.

One crucial aspect of getting your winnings out as quickly as possible is ensuring you’ve met the wagering/playthrough requirements on your welcome bonus first. 

Also, it’s important to ensure you fully understand the terminology and rules of the game in order to maximise your profits. Blackjack has the highest average RTP, but only if you’re playing with the correct strategy!

Various withdrawals available at our real money online casinos

You can trust that all the establishments listed on Casino Enquirer are safe online casinos for real money players. But which payment platform should you choose to ensure you get your moolah into your account as quickly as possible?

Here are the top withdrawal options for the fastest payouts:  


As we mentioned, ‘electronic wallets’ are one of the fastest-growing platforms for withdrawals, with funds available within days or even hours. Most of our best payout online casinos will offer at least a few of these as options for their customers, but make sure to check if you use one of the less well known eWallets.


One of the most popular options for Canadian players, Paysafecard is an innovative platform which lets users send and receive funds using a 16 digit pin number. It links to your bank account, so you can withdraw funds in Canadian dollars right into your account, and easily top up your balance, all within minutes.  


While not all online casinos offer PayPal for deposits and withdrawals, those that do are well worth playing on! PayPal independently vets the casinos they allow their service to be used on, so it’s a great sign you’re dealing with a safe online casino and real money. Their transactions are also virtually instant – to your PayPal account at least – so you can shop online with your winning straight away! Withdrawing the funds into your bank account may take a few days, however.  

There are plenty of other options available, and which suits you best is really for you to decide. Some of the common withdrawal platforms include Neteller, Instadebit, Skrill, Ecocard, MuchBetter, EcoPayz, and even cryptocurrencies like Bitcoin and Ethereum! 

Find out more about how to make online casino withdrawals.

Frequently Asked Questions

Definitely! So long as you’ve met the wagering requirements for any welcome bonus you received, there’s no reason you can’t walk away from our collection of the best online casinos to win money significantly wealthier than you arrived. Of course, luck will have to be on your side – but the odds are as good or even better than at a brick and mortar casino.

To prevent fraud, most real money online casinos require players to verify their identity and age when making a withdrawal. Find full details on the withdrawal process here.

This varies depending on the payment option you choose, as well as the casino’s own policies. Typically, eWallet withdrawals take between 1 to 3 working days, while direct bank transfers may take up to 8 business days.

Again, this depends on the casino itself, as many place limits on the amount a player can withdraw at one time. (They’re hoping, of course, that you’ll be tempted to wager the remaining balance rather than wait for the next opportunity to withdraw!) You’ll need to check the T’s and C’s to find out for sure, or chat to a support agent.

Because most banking platforms will charge a small transaction fee, it doesn’t make financial sense for casinos (or players) to make really small withdrawals. The typical minimum balance you can withdraw is around CA$25.

No. Fees should only be charged by the payment platform, not the online casino itself. So while charges might differ between platforms (Skrill or Paysafecard may charge differently than a withdrawal directly to your bank account, for example) you shouldn’t be charged extra for a faster payout. Note that you will incur forex fees if you want to withdraw your funds in a different currency than the one you played at the real money online casino with.

Any of the ‘non-traditional’ electronic payment platforms and eWallets will be faster than withdrawals which have to go through a bank. These include payment systems like Instadebit, Skrill, Ecocard, MuchBetter, EcoPayz, PayPal and the like. All the online casino games for real money in Canada we review here will offer you a variety of options.

We get asked a lot about real money online casinos that accept PayPal, and thankfully the number is growing steadily! PayPal is one of the fastest ways to withdraw your winnings, and because of this more and more online casinos in Canada are offering it. Check the casino’s terms and conditions or FAQ page to find out.

In the connected age, one scandal that goes viral can put a formerly respected online casino or software provider out of business for good. The short term profits they may enjoy from fixing their games is far outweighed by the losses they’d make once word got out, so the practice doesn’t make much sense in the first place. Over and above this, reputable sites like Casino Enquirer simply won’t list sites that aren’t fully compliant, licenced, legitimate, and regularly submit their platforms to external auditing. 

Yes! Every website we select for our best online casino real money page is legal and licensed, reviewed by real players, and most important of all, tested with our own money too. If you’ve met the playthrough requirements and come out the other side with a nice juicy balance, then you really can withdraw that cash and do whatever you like with it!